Innovation and corporate culture –  prerequisites for continued strong growth

Once again, Collector outperformed previous years, with 2017 being our strongest year to date financially. Both income and profit after tax rose by 28 percent. Naturally, achieving the same growth rate as previously, despite major investments in development and regulations, is particularly pleasing.

LIZA NYBERG, CEO

Being equipped for the future

In recent years, Collector has developed a module-based platform built on the latest technology. New available solutions are integrated, and old ones are phased out. The philosophy is that clients should be able to connnect, are open for cooperation and scalable to our business model. We stand well-equipped as everything becomes digitized and change accelerates.

Continuity, investment and development

Organic growth

0 %

Investments (SEKm)

0

Growth in earnings

0 %

C/I-ratio

0.00

Credit losses

0.0 %

Capital Base (SEKm)

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Open Banking: A new financial ecosystem

Banks need to change how they view themselves as closed infrastructures – instead seeing themselves as larger ecosystems. In reality, Open Banking involves open APIs, around which virtually all of Collector’s platform is built. This also allows us to develop the next generation of innovative, committed digital finance services that best respond to customers’ changed behaviours.

2017 in brief

Three new exciting innovations

Spira

An app that makes savings funds grow in the stock market

Some banks appear to want shares to be complicated and boring. Collector takes a different view. For that reason, we have developed Spira, an app that makes it easy to save directly in shares.

Convert

Companies want to do purchase online but too few are selling

After a successful launch in B2B e-commerce we are broadening our Check-out to encompass B2B e-commerce – an insufficiently mature market, but a large one.

Collector app

Collector Bank – now also in your pocket

Our new app contributes to a more personal experience and brings together the entire Retail offering in an easy-to-understand manner in your mobile.

Sustainability makes us ready for the future

Our long-term sustainability efforts build on our three core values of entrepreneurship, ethics and commitment, which permeate all of our operations and our approach to the people, companies and communities with whom we come into contact. Sustainability is also essential for future successful business and being able to generate value for our customers, employees and owners, as well as for society in general.

The complete Sustainability Report is included in the Annual Report, which you can access at the foot of the page.

Employees with drive raise the pace

Ellen Knape, Team Manager

Constant development and room for ideas”

Ellen Knape likes it when things happen quickly. At Collector Bank, she was first able to progress from case administrator to team leader in less than two years, being involved in developing and improving systems processes and procedures. And now she has become an ambassador for the company, working with one of Collector Bank’s three core values, which pervade all of the operations.

Mats Iremark, Enterprise Architect

”We are an IT-company with a banking license

If, like Mats Iremark, you love new technology and always wants to learn more there are few working places like Collector Bank. Here there is time to explore new ideas in a digital platform, which is continuously being developed and renewed. Alongside colleagues with the same drive and passion.

Collector’s complete Annual Report

Here you will find our complete financial statements, Corporate Governance Report and our first Sustainability Report.